| Commercial Property |
General Liability Insurance: provides coverage for a broad spectrum of liability exposures. To ensure an adequate scope of coverage, the construction contract will usually specify that the contractor must carry a specified amount of general liability insurance, and that the policy must include coverage for specific types of claims, including third-party bodily injury and property damage claims, contractual liability claims, and completed operations claims. Some contracts will also stipulate that the policy must include broad form property damage, personal injury liability, independent contractor liability, and/or cross liability coverage. Not all of these coverages are automatically provided commercial general liability (CGL) policies.